Ok i am now pretty sure head gasket is the issue as anyone that has read this probably know already. I've tried a few different stop leak type products to try to push it off till spring but dont think its going to happen. I replaced the old cooling fan which seemed to be good in till a removed it and the new one is so much better. My issue probably originally was the fan and thats what I've been trying to pen point before head gasket replacement. I appreciate everyone's input.
Do you know the model of the honda engine? But before blaming the carburetor, i would remove the spark plug and look at the electrode end, if it's really dark/black. that would verify the carburetor is running too rich.
I have the same machine and had the same problem. For one thing I found that the exhaust was loose. Tightened it and it seemed better. Cooler up here in Michigan now so its hard to tell if it helped that much.
Found a little water in the oil lately. Water coolant isn't disappearing so I think it is because of condensation from not letting it get hot enough when I use. Too many short trips.